MyFolio funds	Volatility rating*	Annual management charge
MyFolio I	2	1.15%
MyFolio II	3	1.2%
MyFolio III	4	1.25%
MyFolio IV	5	1.3%
MyFolio V	6	1.35%

Fund	Volatility rating**	Annual management charge
Euro Global Liquidity	1	1%
Corporate Bond	2	1%
Euro Inflation Linked Bond	2	1%
Fixed Interest	2	1%
Cautious Managed	3	1%
Global Absolute Return Strategies	3	1.35%
Property	3	1.2%
Standard Life's Barclays Multi-Asset Protected 85 Fund***	3	1.95%
Balanced Multi-Manager	5	1.35%
Managed	5	1%
European Ethical Equity	6	1.3%
European Equity	6	1%
European Equity Multi-Manager	6	1.65%
European Smaller Companies	6	1.5%
Global Equity Multi-Manager	6	1.6%
Global Selector	6	1%
Japanese Equity	6	1%
Japanese Equity Multi-Manager	6	1.8%
North American Equity	6	1%
North American Equity Multi-Manager	6	1.6%
UK Equity	6	1%
UK Equity Multi-Manager	6	1.55%
China Equity	7	1.5%
Global REIT	7	1.45%
India Equity***	7	1.5%
Irish Equity	7	1%
Pacific Basin Equity	7	1%
Pacific Basin Equity Multi-Manager	7	1.8%

*As at launch
**At 3 August 2010
***Not availalbe on the Synergy PRSA

Volatility ratings for Synergy funds

The volatility rating for a fund indicates how much the fund price might move compared to other funds. The higher the volatility rating, the less stable the fund price is likely to be. You can use this to help you decide how much risk you’re comfortable taking with your investments.

We regularly review volatility ratings for funds, and these may change. We set ratings based on our experts’ judgement, using data on: how the fund price has varied from month to month in the past, compared to other funds available how investments in similar asset classes vary from month to month and the investment policy of the fund. Typically, higher volatility ratings mean greater potential investment returns over the longer term. But high volatility funds can suddenly fall or rise in value. The volatility rating is not the only factor you should consider when selecting a fund. If you’re not sure which funds to choose, please seek advice from a financial adviser.