Synergy Approved retirement funds
We’ve made some improvements to the Synergy ARF to help your clients look forward to their future with optimism. These changes apply to policies started on or after 3 April 2019.
1. Rewarding loyalty
AMC reduction of 0.05% for customers who had a Standard Life pension for 5 years or more immediately before retirement
2. No EECs on cash withdrawals
Customers can take a cash withdrawal without incurring EECs where the gross allocation rate is 102% or lower
3. Competitive pricing
Access MyFolio funds at 0.70% AMC at 102% gross allocation
Target market
This product is suitable for clients who:
- Want the potential for long term capital growth
- Want access to their investment in retirement
- Want a range of investment options
- Want to leave the remaining fund to their estate when they die
In brief
- Invest €10,000 or more
- Top up €5,000 or more
- regular income available
Investment options
Your clients can invest in:
